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Chicago Fire Officers'  Credit Union

 
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ALL UNIFORMED MEMBERS OF THE CFD ARE ELIGIBLE TO JOIN!!!

YOU DON'T HAVE TO BE AN OFFICER TO JOIN!!!

HOT NEWS!!! 

We have raised our loan limits on signature loans!!!

Check the loan section for amounts. 

Come visit us at  10231 S Western Ave.

2nd floor!!!

OFFICE HOURS

 Mon. Tues. Thurs. Fri. 9:00a - 2:00p

We are closed on Wednesdays, Weekends and Holidays

Chicago Fire Officers' Association Credit Union

10231 S Western Ave.

2nd Floor

Chicago, Illinois 60643

(773)445-1700 Office

 (773)445-1800 FAX

We close at noon on the last business day of the month!!! 

CURRENT CLOSING INFORMATION

We will be closed on the following days:

May 27th - Memorial Day

June 14th - Flag Day

July 4th - Independence Day

 

Board meeting schedule (Closed at 11:00 am)

April 9th, 2013

May 16th, 2013

June 20th, 2013 

ALL SHARE TRANSACTIONS MUST BE COMPLETED BY 2:00PM

 ALL LOAN APPLICANTS MUST BE HERE BY 1:00PM

WALK INS AND SAME DAY LOANS CANNOT BE GUARANTEED SAME DAY SERVICE (PLEASE CALL FOR AVAILABILITY)

NOTE: ALL OUR LOAN RATES ARE SUBJECT TO CHANGE AT THE DISCRETION OF THE BOARD OF DIRECTORS

 

OUR RATES ARE CURRENTLY BASED ON A TIERED LOAN STRUCTURE 

 THE BETTER YOUR CREDIT SCORE THE BETTER YOUR LOAN RATE!!!

OUR CURRENT LOAN RATES ARE AS FOLLOWS:

 New Vehicle Loans

Effective 09/21/2012

36 months as low as 3.5%

 48 to 60 months as low as 4.75%

 72 months as low as 5.95%

.50% discount with 20% down on new and used vehicles

(up to 48 months)

 

Used Vehicle Loans

48 months as low as 4.95%

60 months as low as 6.50%

 

NOTE: GAP INSURANCE IS REQUIRED ON ALL VEHICLE LOANS WITH LESS THAN A 20% DOWN PAYMENT!!!

Loans secured by shares 2.5%

Personal (Signature) Loans as low as 8.95%

OUR LOAN LIMITS ARE AS FOLLOWS:

Loan Availability

$9,000.00 Signature

$12,000.00 1 comaker

$15,000.00 2 comakers

 

NOTE: DRIVERS LICENSE AND LAST PAYCHECK STUB ARE REQUIRED ON ALL PERSONAL AND VEHICLE LOANS!!

WE NOW OFFER GREAT DEALS ON EXTENDED WARRANTEES ON NEW AND USED VEHICLES TO CHICAGO FIRE DEPT. PERSONNEL AND THEIR FAMILIES!!!

 YOU MAY EVEN QUALIFY IF YOU DIDN'T FINANCE THE VEHICLE THROUGH US!!! CALL US FOR A FREE QUOTE!!!

IF YOU HAVE ANY QUESTIONS CALL US AND TALK TO OUR FRIENDLY OFFICE STAFF!


NCUA FEDERALLY INSURED TO  $250,000 ON ALL SHARE ACCOUNTS AND BACKED BY THE FULL FAITH AND CREDIT OF THE UNITED STATES GOVERNMENT

QUARTERLY DIVIDENDS PAID ON ALL SHARE ACCOUNTS as of March 31st 2012  

 

                  .25% on balances to $500.00 to $1,999.99

.50% on balances to $2,000.00 to $4,999.99

1.0% on balances to $5,000.00 to $24,999.99

1.5% on balances of $25,000.00 and above

Per Board of Directors - starting October 1st 2010 share deposits will be limited to a maximum of $1,000.00 per month per account.

 

Customer Identification Procedures ( CIP)

 

COLLECTION OF INFORMATION FROM INDIVIDUALS

 

 

 

Information required: Chicago Fire Officers' Association Credit Union requires the following information be provided by each individual member or customer before opening an account with the credit union:

 

·          Name

·          State issued drivers license or state issued I.D. card

·          Residential or business street address, plus a mailing address.

·          Date of birth

·          Identification number, which will be a Social Security number for U.S. citizens.

·          A City of Chicago issued Firefighter’s I.D. for those individuals working for the City of Chicago.

·          A current paycheck stub for City of Chicago employees. The exception to this rule would be a family member of a full member of the association.

USEFUL LINKS:
Chicago Fire Officers' Association Website
Kelly Bluebook free vehicle valuation
Pension Board Link
Deffered Comp Link
Vehicle Extended Warranty Information Website - call the credit union for pricing